Dear God.. please show me the light..

For once in my life I'm really at my wits end. I do not know what I can do to help anymore. Plus his stubbornness to not put down his pride is not helping at all. Why can't he see how selfish he is being? Even though I know he tried very hard and have been doing his ultimate best to clear off his debt, he is still in a wrong for letting things end up this way. He should have ask for help earlier if he knew he didn't have enough to pay his monthly payment and now the letter has arrived and demands he pay the full amount in 5 days time. If he doesn't, his car and flat will be taken away from him. His sister have asked that he transferred the name of the flat to her name but he has refused. Why? Why do you stubbornly not want to do it? Even if you didn't care about yourself and where you end up in the end, can't you spare a thought for your mother? Where is she going to stay if the house gets taken away? Already you're asking for her help and now that she is asking something in return you refuse. She just wants to protect herself now that she is in her old age. What is wrong with that? You're pissed that they don't trust you, but how do you expect anyone to trust you when you still have so much debts to pay? Anybody out there would feel the same way and any sensible person would willingly transfer their name out of the house to protect their loved ones and make sure they still have a home to go back to should anything happen to them. Stop making stupid mistakes after stupid mistakes anymore..